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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,721 | $166,131+17.8% | $164,975+18.6% | $145,877+34.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.20% | 100.37%-83.2pp | 70.12%-52.9pp | 551.28%-534.1pp |
| Employer contribution / active EE | $4,049 | $5,276-23.3% | $4,343-6.8% | $4,663-13.2% |
| Participant deferral / active EE | $7,561 | $6,962+8.6% | $6,033+25.3% | $6,691+13.0% |
| Admin fee / account holder | $1,455 | $16,648-91.3% | $12,688-88.5% | $13,402-89.1% |