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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,501 | $152,619-68.9% | $125,195-62.1% | $152,909-68.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 133.53% | 54.85%+78.7pp | 43.79%+89.7pp | 345.46%-211.9pp |
| Employer contribution / active EE | $2,573 | $4,947-48.0% | $3,866-33.5% | $4,764-46.0% |
| Participant deferral / active EE | $4,990 | $5,869-15.0% | $4,937+1.1% | $5,851-14.7% |
| Admin fee / account holder | $531 | $13,437-96.1% | $9,704-94.5% | $11,601-95.4% |