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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,532 | $190,879+38.6% | $160,009+65.3% | $134,532+96.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -7.35% | 552.63%-560.0pp | 408.85%-416.2pp | 418.27%-425.6pp |
| Employer contribution / active EE | $4,482 | $4,995-10.3% | $4,225+6.1% | $4,741-5.5% |
| Participant deferral / active EE | $5,283 | $6,924-23.7% | $6,183-14.6% | $6,401-17.5% |
| Admin fee / account holder | $7,231 | $10,495-31.1% | $8,715-17.0% | $11,429-36.7% |