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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,613 | $99,031+129.8% | $86,597+162.8% | $147,585+54.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 16.78% | 1312.56%-1295.8pp | 964.96%-948.2pp | 578.57%-561.8pp |
| Employer contribution / active EE | $8,664 | $3,132+176.6% | $2,840+205.1% | $4,876+77.7% |
| Participant deferral / active EE | $8,378 | $3,972+110.9% | $3,609+132.2% | $5,439+54.0% |
| Admin fee / account holder | $9,587 | $5,711+67.9% | $4,906+95.4% | $10,885-11.9% |