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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,529 | $127,779+15.5% | $106,551+38.5% | $167,518-11.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 7.65% | 33.87%-26.2pp | 26.80%-19.2pp | 478.71%-471.1pp |
| Employer contribution / active EE | $5,645 | $3,427+64.7% | $2,819+100.2% | $4,838+16.7% |
| Participant deferral / active EE | $17,875 | $5,088+251.3% | $4,398+306.4% | $6,342+181.9% |
| Admin fee / account holder | $678 | $11,228-94.0% | $7,408-90.8% | $12,312-94.5% |