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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,202 | $102,393-59.8% | $147,041-72.0% | $80,911-49.1% |
| Participation rate | 95.4% | 75.9%+19.5pp | 82.2%+13.2pp | 67.6%+27.7pp |
| Annual return | 22.85% | 134.95%-112.1pp | 419.21%-396.4pp | 35.63%-12.8pp |
| Employer contribution / active EE | $3,286 | $3,715-11.6% | $4,935-33.4% | $2,756+19.2% |
| Participant deferral / active EE | $8,594 | $6,647+29.3% | $8,071+6.5% | $4,297+100.0% |
| Admin fee / account holder | $5,638 | $7,943-29.0% | $13,006-56.7% | $6,935-18.7% |