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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,835 | $32,037+64.9% | $69,182-23.6% | $62,881-16.0% |
| Participation rate | 100.0% | 43.4%+56.6pp | 55.1%+44.9pp | 69.3%+30.7pp |
| Annual return | 3.79% | 15.16%-11.4pp | -21.93%+25.7pp | 20.14%-16.4pp |
| Employer contribution / active EE | $1,526 | $679+124.6% | $1,206+26.5% | $2,281-33.1% |
| Participant deferral / active EE | $3,194 | $1,185+169.4% | $1,897+68.4% | $3,203-0.3% |
| Admin fee / account holder | $662 | $2,608-74.6% | $2,697-75.5% | $4,296-84.6% |