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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC10+ years Service code 27 PO BOX 198928 · NASHVILLE, TN 37238 | Advisory (Plan) | $36,250 |
DENMAN & COMPANY4 years Filed as: DENMAN & COMPANY LLP Service code 99 1601 22ND ST STE 400 · WEST DES MOINES, IA 50266 | Other Fees | $20,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,205 | $54,245-29.6% | $93,727-59.2% | $77,762-50.9% |
| Participation rate | 84.7% | 63.9%+20.8pp | 68.7%+16.0pp | 70.6%+14.1pp |
| Annual return | 16.30% | 30.58%-14.3pp | 133.83%-117.5pp | 31.27%-15.0pp |
| Employer contribution / active EE | $1,242 | $1,168+6.4% | $2,421-48.7% | $2,728-54.5% |
| Participant deferral / active EE | $2,891 | $3,144-8.0% | $4,417-34.6% | $4,651-37.8% |
| Admin fee / account holder | $128 | $575-77.8% | $8,292-98.5% | $433-70.5% |