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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,946 | $100,073+97.8% | $85,126+132.5% | $145,877+35.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.28% | 84.11%-71.8pp | 66.63%-54.4pp | 551.28%-539.0pp |
| Employer contribution / active EE | $12,200 | $3,236+277.0% | $2,731+346.7% | $4,663+161.6% |
| Participant deferral / active EE | $11,648 | $5,294+120.0% | $4,523+157.5% | $6,691+74.1% |
| Admin fee / account holder | $4,323 | $7,261-40.5% | $6,160-29.8% | $13,402-67.7% |