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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,305 | $104,953-33.0% | $84,637-16.9% | $152,909-54.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 16.45% | 373.94%-357.5pp | 258.82%-242.4pp | 345.46%-329.0pp |
| Employer contribution / active EE | $4,334 | $3,304+31.2% | $2,653+63.4% | $4,764-9.0% |
| Participant deferral / active EE | $6,776 | $4,691+44.5% | $3,900+73.7% | $5,851+15.8% |
| Admin fee / account holder | $1,227 | $6,244-80.4% | $4,914-75.0% | $11,601-89.4% |