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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,078 | $105,200-30.5% | $159,474-54.2% | $85,847-14.9% |
| Participation rate | 75.4% | 75.8%-0.3pp | 82.8%-7.4pp | 69.3%+6.1pp |
| Annual return | 10.65% | 45.08%-34.4pp | 263.68%-253.0pp | 318.61%-308.0pp |
| Employer contribution / active EE | $5,109 | $3,319+53.9% | $4,831+5.8% | $2,565+99.1% |
| Participant deferral / active EE | $11,056 | $5,946+86.0% | $7,353+50.4% | $3,952+179.7% |
| Admin fee / account holder | $3,043 | $6,934-56.1% | $10,802-71.8% | $6,261-51.4% |