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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,874 | $89,370-47.6% | $141,197-66.8% | $72,976-35.8% |
| Participation rate | 78.4% | 75.1%+3.3pp | 82.5%-4.0pp | 69.5%+8.9pp |
| Annual return | 18.57% | 111.88%-93.3pp | 71.41%-52.8pp | 81.02%-62.4pp |
| Employer contribution / active EE | $4,107 | $3,115+31.8% | $4,736-13.3% | $2,440+68.3% |
| Participant deferral / active EE | $7,510 | $5,419+38.6% | $6,710+11.9% | $3,608+108.2% |
| Admin fee / account holder | $9,207 | $5,957+54.6% | $10,265-10.3% | $5,124+79.7% |