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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,803 | $102,422-11.3% | $147,117-38.3% | $80,959+12.2% |
| Participation rate | 77.4% | 75.9%+1.5pp | 82.2%-4.8pp | 67.7%+9.8pp |
| Annual return | 10.41% | 135.16%-124.7pp | 420.54%-410.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $5,572 | $3,717+49.9% | $4,932+13.0% | $2,757+102.1% |
| Participant deferral / active EE | $11,538 | $6,652+73.4% | $8,065+43.1% | $4,300+168.3% |
| Admin fee / account holder | $22,407 | $7,953+181.7% | $12,993+72.5% | $6,925+223.5% |