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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,803 | $102,382-11.3% | $147,005-38.2% | $80,874+12.3% |
| Participation rate | 77.4% | 75.8%+1.6pp | 82.2%-4.7pp | 67.6%+9.8pp |
| Annual return | 10.41% | 134.89%-124.5pp | 418.76%-408.4pp | 35.62%-25.2pp |
| Employer contribution / active EE | $5,572 | $3,715+50.0% | $4,934+12.9% | $2,756+102.2% |
| Participant deferral / active EE | $11,538 | $6,646+73.6% | $8,070+43.0% | $4,297+168.5% |
| Admin fee / account holder | $22,407 | $7,942+182.1% | $13,006+72.3% | $6,935+223.1% |