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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,900 | $78,520+13.2% | $96,576-7.9% | $82,448+7.8% |
| Participation rate | 89.7% | 77.7%+11.9pp | 81.4%+8.2pp | 68.1%+21.6pp |
| Annual return | 14.27% | 41.30%-27.0pp | 38.47%-24.2pp | 41.64%-27.4pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $5,891 | $6,754-12.8% | $7,956-26.0% | $4,139+42.3% |
| Admin fee / account holder | $4,011 | $13,455-70.2% | $11,381-64.8% | $7,234-44.6% |