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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,486 | $155,555+95.1% | $146,866+106.6% | $155,188+95.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.5%-4.7pp | 80.8%-3.0pp |
| Annual return | 12.60% | 115.41%-102.8pp | 102.85%-90.3pp | 148.84%-136.2pp |
| Employer contribution / active EE | $5,389 | $4,647+16.0% | $4,425+21.8% | $4,248+26.9% |
| Participant deferral / active EE | $11,753 | $8,044+46.1% | $7,759+51.5% | $6,531+80.0% |
| Admin fee / account holder | $97,900 | $14,755+563.5% | $13,620+618.8% | $14,480+576.1% |