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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,079 | $157,304+82.5% | $141,197+103.3% | $152,909+87.7% |
| Participation rate | 73.7% | 84.8%-11.1pp | 82.5%-8.8pp | 82.5%-8.8pp |
| Annual return | 18.14% | 64.34%-46.2pp | 71.41%-53.3pp | 345.46%-327.3pp |
| Employer contribution / active EE | $2,687 | $5,263-48.9% | $4,736-43.3% | $4,764-43.6% |
| Participant deferral / active EE | $7,897 | $7,111+11.0% | $6,710+17.7% | $5,851+35.0% |
| Admin fee / account holder | $913 | $12,126-92.5% | $10,265-91.1% | $11,601-92.1% |