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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,373 | $88,815+24.3% | $81,882+34.8% | $145,897-24.3% |
| Participation rate | 56.3% | 75.1%-18.8pp | 72.4%-16.1pp | 80.3%-24.1pp |
| Annual return | 11.55% | 1033.75%-1022.2pp | 779.47%-767.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $1,433 | $3,086-53.6% | $2,916-50.9% | $4,663-69.3% |
| Participant deferral / active EE | $4,924 | $4,647+6.0% | $4,323+13.9% | $6,689-26.4% |
| Admin fee / account holder | $273 | $8,434-96.8% | $7,360-96.3% | $13,390-98.0% |