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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,373 | $88,754+24.4% | $81,820+34.9% | $145,877-24.3% |
| Participation rate | 56.3% | 75.1%-18.8pp | 72.4%-16.1pp | 80.3%-24.1pp |
| Annual return | 11.55% | 1031.77%-1020.2pp | 777.93%-766.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $1,433 | $3,085-53.5% | $2,915-50.8% | $4,663-69.3% |
| Participant deferral / active EE | $4,924 | $4,648+5.9% | $4,323+13.9% | $6,691-26.4% |
| Admin fee / account holder | $273 | $8,424-96.8% | $7,391-96.3% | $13,402-98.0% |