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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,222 | $98,652+178.0% | $142,942+91.8% | $82,448+232.6% |
| Participation rate | 96.4% | 72.8%+23.7pp | 76.8%+19.6pp | 68.1%+28.4pp |
| Annual return | 11.84% | 22.65%-10.8pp | 113.70%-101.9pp | 41.64%-29.8pp |
| Employer contribution / active EE | $14,395 | $3,211+348.3% | $4,139+247.8% | $2,551+464.3% |
| Participant deferral / active EE | $4,415 | $5,580-20.9% | $7,128-38.1% | $4,139+6.7% |
| Admin fee / account holder | $4,682 | $8,078-42.0% | $12,475-62.5% | $7,234-35.3% |