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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,913 | $92,219-68.6% | $76,768-62.3% | $135,379-78.6% |
| Participation rate | 26.1% | 79.8%-53.7pp | 77.0%-50.9pp | 82.6%-56.6pp |
| Annual return | -10.10% | 5.46%-15.6pp | 2.43%-12.5pp | 519.79%-529.9pp |
| Employer contribution / active EE | $774 | $3,216-75.9% | $2,485-68.9% | $4,779-83.8% |
| Participant deferral / active EE | $1,676 | $4,508-62.8% | $3,852-56.5% | $5,609-70.1% |
| Admin fee / account holder | $146 | $10,749-98.6% | $6,675-97.8% | $10,828-98.7% |