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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,723 | $106,864+128.1% | $147,318+65.4% | $82,637+194.9% |
| Participation rate | 64.3% | 75.5%-11.2pp | 82.1%-17.8pp | 68.1%-3.8pp |
| Annual return | 15.35% | 27.49%-12.1pp | 70.43%-55.1pp | 53.51%-38.2pp |
| Employer contribution / active EE | $3,174 | $3,417-7.1% | $4,593-30.9% | $2,552+24.4% |
| Participant deferral / active EE | $10,655 | $6,496+64.0% | $7,906+34.8% | $4,126+158.2% |
| Admin fee / account holder | $15,994 | $8,415+90.1% | $13,708+16.7% | $7,339+117.9% |