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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,985 | $68,394-59.1% | $94,672-70.4% | $75,177-62.8% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 8.63% | 616.92%-608.3pp | 156.89%-148.3pp | 160.75%-152.1pp |
| Employer contribution / active EE | $4,374 | $2,701+62.0% | $3,673+19.1% | $2,671+63.8% |
| Participant deferral / active EE | $1,783 | $6,536-72.7% | $7,417-76.0% | $4,126-56.8% |
| Admin fee / account holder | $8,756 | $5,326+64.4% | $7,222+21.2% | $5,651+54.9% |