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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,329 | $124,175-65.9% | $108,405-61.0% | $167,553-74.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.87% | 1380.13%-1365.3pp | 905.55%-890.7pp | 478.89%-464.0pp |
| Employer contribution / active EE | $9,875 | $4,188+135.8% | $3,559+177.5% | $4,840+104.0% |
| Participant deferral / active EE | $3,993 | $6,908-42.2% | $6,563-39.2% | $6,343-37.0% |
| Admin fee / account holder | $757 | $9,457-92.0% | $7,297-89.6% | $12,316-93.8% |