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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$1,733 |
Plan reported corrective distributions (failed ADP/ACP testing).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,179 | $58,523+16.5% | $99,475-31.5% | $72,975-6.6% |
| Participation rate | 95.8% | 64.6%+31.2pp | 73.8%+22.0pp | 69.5%+26.3pp |
| Annual return | 25.17% | 28.51%-3.3pp | 30.72%-5.6pp | 81.01%-55.8pp |
| Employer contribution / active EE | $1,886 | $1,512+24.7% | $2,540-25.8% | $2,440-22.7% |
| Participant deferral / active EE | $12,061 | $2,606+362.8% | $3,619+233.3% | $3,608+234.3% |
| Admin fee / account holder | -$7 | $4,102-100.2% | $6,252-100.1% | $5,124-100.1% |