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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,932 | $86,938+32.2% | $102,423+12.2% | $80,925+42.0% |
| Participation rate | 73.0% | 72.4%+0.6pp | 76.5%-3.5pp | 67.7%+5.3pp |
| Annual return | 10.17% | 18.89%-8.7pp | 29.42%-19.3pp | 35.65%-25.5pp |
| Employer contribution / active EE | $2,890 | $2,369+22.0% | $3,023-4.4% | $2,756+4.9% |
| Participant deferral / active EE | $8,670 | $4,120+110.4% | $5,054+71.5% | $4,299+101.7% |
| Admin fee / account holder | $3,960 | $8,053-50.8% | $9,455-58.1% | $6,940-42.9% |