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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,670 | $78,423-8.6% | $95,964-25.3% | $79,856-10.3% |
| Participation rate | 69.4% | 73.5%-4.0pp | 77.1%-7.6pp | 69.6%-0.2pp |
| Annual return | 15.68% | 19.37%-3.7pp | 91.64%-76.0pp | 31.71%-16.0pp |
| Employer contribution / active EE | $2,301 | $1,945+18.3% | $2,541-9.4% | $2,471-6.9% |
| Participant deferral / active EE | $4,169 | $3,440+21.2% | $4,1670% | $3,741+11.4% |
| Admin fee / account holder | $572 | $5,622-89.8% | $6,797-91.6% | $5,306-89.2% |