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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,932 | $86,949+32.2% | $102,460+12.2% | $80,959+42.0% |
| Participation rate | 73.0% | 72.4%+0.6pp | 76.5%-3.5pp | 67.7%+5.3pp |
| Annual return | 10.17% | 18.89%-8.7pp | 29.47%-19.3pp | 35.67%-25.5pp |
| Employer contribution / active EE | $2,890 | $2,370+22.0% | $3,025-4.5% | $2,757+4.8% |
| Participant deferral / active EE | $8,670 | $4,121+110.4% | $5,056+71.5% | $4,300+101.6% |
| Admin fee / account holder | $3,960 | $8,048-50.8% | $9,460-58.1% | $6,925-42.8% |