Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,031 | $78,197-45.0% | $98,090-56.1% | $82,637-47.9% |
| Participation rate | 41.6% | 77.5%-35.9pp | 81.5%-40.0pp | 68.1%-26.5pp |
| Annual return | 17.97% | 40.25%-22.3pp | 37.05%-19.1pp | 53.51%-35.5pp |
| Employer contribution / active EE | $0 | $2,605-100.0% | $3,606-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $5,104 | $6,636-23.1% | $7,845-34.9% | $4,126+23.7% |
| Admin fee / account holder | $4,149 | $14,832-72.0% | $11,815-64.9% | $7,339-43.5% |