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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,870 | $157,276-56.2% | $141,177-51.2% | $152,885-55.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.65% | 64.33%-54.7pp | 71.40%-61.8pp | 345.39%-335.7pp |
| Employer contribution / active EE | $1,149 | $5,262-78.2% | $4,736-75.7% | $4,763-75.9% |
| Participant deferral / active EE | $3,696 | $7,110-48.0% | $6,710-44.9% | $5,851-36.8% |
| Admin fee / account holder | $909 | $12,123-92.5% | $10,263-91.1% | $11,598-92.2% |