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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,708 | $180,466-58.0% | $154,114-50.9% | $135,382-44.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.67% | 888.15%-895.8pp | 735.16%-742.8pp | 519.77%-527.4pp |
| Employer contribution / active EE | $1,639 | $6,035-72.8% | $5,298-69.1% | $4,779-65.7% |
| Participant deferral / active EE | $8,783 | $5,806+51.3% | $5,081+72.9% | $5,609+56.6% |
| Admin fee / account holder | $371 | $16,144-97.7% | $13,411-97.2% | $10,829-96.6% |