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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,701 | $157,276+0.3% | $141,177+11.7% | $152,885+3.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.63% | 64.33%-37.7pp | 71.40%-44.8pp | 345.39%-318.8pp |
| Employer contribution / active EE | $11,755 | $5,262+123.4% | $4,736+148.2% | $4,763+146.8% |
| Participant deferral / active EE | $9,053 | $7,110+27.3% | $6,710+34.9% | $5,851+54.7% |
| Admin fee / account holder | $2,271 | $12,123-81.3% | $10,263-77.9% | $11,598-80.4% |