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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,478 | $127,273-89.4% | $109,895-87.7% | $167,518-92.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 18.00% | 22.97%-5.0pp | 29.46%-11.5pp | 478.71%-460.7pp |
| Employer contribution / active EE | $3,059 | $3,324-8.0% | $2,843+7.6% | $4,838-36.8% |
| Participant deferral / active EE | $3,672 | $4,515-18.7% | $4,049-9.3% | $6,342-42.1% |
| Admin fee / account holder | $410 | $7,117-94.2% | $6,067-93.2% | $12,312-96.7% |