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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,102 | $115,810-87.0% | $101,271-85.1% | $158,966-90.5% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.8pp |
| Annual return | 9.34% | 56.15%-46.8pp | 46.48%-37.1pp | 302.95%-293.6pp |
| Employer contribution / active EE | $2,224 | $4,175-46.7% | $3,660-39.2% | $4,762-53.3% |
| Participant deferral / active EE | $1,551 | $4,958-68.7% | $4,371-64.5% | $5,983-74.1% |
| Admin fee / account holder | $27,676 | $7,248+281.8% | $5,948+365.3% | $11,250+146.0% |