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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,793 | $107,363-56.4% | $92,909-49.6% | $152,897-69.4% |
| Participation rate | 87.5% | 79.8%+7.7pp | 76.0%+11.5pp | 82.5%+5.0pp |
| Annual return | 9.03% | 145.63%-136.6pp | 109.44%-100.4pp | 345.43%-336.4pp |
| Employer contribution / active EE | $2,248 | $4,222-46.7% | $3,653-38.5% | $4,764-52.8% |
| Participant deferral / active EE | $3,274 | $4,848-32.5% | $4,238-22.7% | $5,851-44.0% |
| Admin fee / account holder | $125,249 | $7,082+1668.7% | $5,795+2061.3% | $11,599+979.8% |