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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,482 | $167,353+52.1% | $143,797+77.0% | $134,545+89.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.73% | 0.48%-14.2pp | -0.04%-13.7pp | 418.37%-432.1pp |
| Employer contribution / active EE | $9,927 | $5,620+76.6% | $4,952+100.5% | $4,742+109.4% |
| Participant deferral / active EE | $6,415 | $6,447-0.5% | $5,638+13.8% | $6,401+0.2% |
| Admin fee / account holder | $4,382 | $18,096-75.8% | $14,679-70.1% | $11,431-61.7% |