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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,902 | $202,342-10.1% | $172,753+5.3% | $152,909+19.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.64% | 1029.88%-1013.2pp | 803.00%-786.4pp | 345.46%-328.8pp |
| Employer contribution / active EE | $9,746 | $5,857+66.4% | $5,144+89.5% | $4,764+104.6% |
| Participant deferral / active EE | $6,514 | $5,948+9.5% | $5,198+25.3% | $5,851+11.3% |
| Admin fee / account holder | $836 | $17,112-95.1% | $13,956-94.0% | $11,601-92.8% |