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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,509 | $165,361-33.2% | $149,715-26.2% | $158,950-30.5% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 19.54% | 348.24%-328.7pp | 276.66%-257.1pp | 302.91%-283.4pp |
| Employer contribution / active EE | $2,898 | $5,103-43.2% | $4,645-37.6% | $4,762-39.1% |
| Participant deferral / active EE | $4,923 | $7,182-31.4% | $6,842-28.0% | $5,983-17.7% |
| Admin fee / account holder | $616 | $10,808-94.3% | $9,310-93.4% | $11,248-94.5% |