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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,509 | $165,381-33.2% | $149,730-26.2% | $158,966-30.5% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 19.54% | 348.29%-328.8pp | 276.70%-257.2pp | 302.95%-283.4pp |
| Employer contribution / active EE | $2,898 | $5,104-43.2% | $4,645-37.6% | $4,762-39.2% |
| Participant deferral / active EE | $4,923 | $7,182-31.5% | $6,843-28.1% | $5,983-17.7% |
| Admin fee / account holder | $616 | $10,809-94.3% | $9,310-93.4% | $11,250-94.5% |