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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,513 | $148,582-66.7% | $135,942-63.6% | $139,456-64.5% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 18.13% | 79.26%-61.1pp | 68.28%-50.2pp | 373.45%-355.3pp |
| Employer contribution / active EE | $6,437 | $5,245+22.7% | $4,858+32.5% | $4,753+35.4% |
| Participant deferral / active EE | $8,750 | $8,101+8.0% | $7,759+12.8% | $6,711+30.4% |
| Admin fee / account holder | $628 | $12,402-94.9% | $10,764-94.2% | $11,407-94.5% |