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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,922 | $96,123-28.3% | $77,361-10.9% | $198,609-65.3% |
| Participation rate | 66.7% | 81.1%-14.5pp | 75.0%-8.3pp | 82.4%-15.7pp |
| Annual return | 11.14% | 2054.81%-2043.7pp | 1011.54%-1000.4pp | 202.70%-191.6pp |
| Employer contribution / active EE | $3,360 | $3,791-11.4% | $2,990+12.4% | $5,055-33.5% |
| Participant deferral / active EE | $4,440 | $4,975-10.8% | $3,911+13.5% | $6,977-36.4% |
| Admin fee / account holder | $17,290 | $9,471+82.6% | $5,894+193.4% | $19,030-9.1% |