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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,050,768 | $152,542+588.8% | $117,498+794.3% | $134,509+681.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -15.42% | 53.02%-68.4pp | 29.75%-45.2pp | 418.13%-433.6pp |
| Employer contribution / active EE | $30,500 | $5,574+447.2% | $4,178+630.0% | $4,741+543.4% |
| Participant deferral / active EE | $0 | $4,819-100.0% | $4,071-100.0% | $6,400-100.0% |
| Admin fee / account holder | $1,881 | $7,006-73.1% | $5,646-66.7% | $11,427-83.5% |