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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,130 | $201,372-52.8% | $184,260-48.4% | $145,884-34.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.94% | 29.04%-18.1pp | 28.84%-17.9pp | 551.85%-540.9pp |
| Employer contribution / active EE | $13,262 | $7,024+88.8% | $6,427+106.3% | $4,662+184.4% |
| Participant deferral / active EE | $8,403 | $9,808-14.3% | $9,133-8.0% | $6,690+25.6% |
| Admin fee / account holder | $2,705 | $16,362-83.5% | $13,898-80.5% | $13,392-79.8% |