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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,923 | $185,905-51.1% | $170,057-46.5% | $139,487-34.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.63% | 60.56%-43.9pp | 53.42%-36.8pp | 373.84%-357.2pp |
| Employer contribution / active EE | $20,801 | $7,597+173.8% | $6,790+206.3% | $4,755+337.5% |
| Participant deferral / active EE | $12,160 | $11,627+4.6% | $10,411+16.8% | $6,713+81.2% |
| Admin fee / account holder | $1,157 | $15,397-92.5% | $12,826-91.0% | $11,407-89.9% |