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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,716 | $103,392-62.6% | $87,104-55.6% | $152,897-74.7% |
| Participation rate | 79.2% | 79.4%-0.2pp | 76.9%+2.3pp | 82.5%-3.3pp |
| Annual return | -0.44% | 28.10%-28.5pp | 28.19%-28.6pp | 345.43%-345.9pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,442 | $4,778-28.0% | $4,048-15.0% | $5,851-41.2% |
| Admin fee / account holder | $5,114 | $12,194-58.1% | $7,491-31.7% | $11,599-55.9% |