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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,936 | $124,336-32.5% | $111,303-24.6% | $167,518-49.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 4.04% | 37.45%-33.4pp | 54.66%-50.6pp | 478.71%-474.7pp |
| Employer contribution / active EE | $27,657 | $3,436+704.8% | $2,731+912.5% | $4,838+471.6% |
| Participant deferral / active EE | $4,305 | $5,181-16.9% | $4,487-4.1% | $6,342-32.1% |
| Admin fee / account holder | $654 | $10,623-93.8% | $7,966-91.8% | $12,312-94.7% |