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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,259 | $110,307+10.8% | $96,576+26.6% | $139,456-12.3% |
| Participation rate | 83.3% | 78.1%+5.2pp | 76.0%+7.4pp | 80.3%+3.0pp |
| Annual return | 15.66% | 26.40%-10.7pp | 25.87%-10.2pp | 373.45%-357.8pp |
| Employer contribution / active EE | $2,532 | $3,619-30.1% | $2,965-14.6% | $4,753-46.7% |
| Participant deferral / active EE | $7,259 | $5,547+30.8% | $4,851+49.6% | $6,711+8.2% |
| Admin fee / account holder | $2,235 | $11,597-80.7% | $8,253-72.9% | $11,407-80.4% |