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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,767 | $138,076-45.9% | $123,553-39.5% | $135,380-44.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.37% | 153.70%-158.1pp | 119.21%-123.6pp | 519.81%-524.2pp |
| Employer contribution / active EE | $6,517 | $5,152+26.5% | $4,628+40.8% | $4,779+36.4% |
| Participant deferral / active EE | $6,805 | $6,800+0.1% | $6,426+5.9% | $5,609+21.3% |
| Admin fee / account holder | $10,479 | $10,917-4.0% | $9,284+12.9% | $10,828-3.2% |