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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,286 | $127,387-51.1% | $115,038-45.9% | $125,389-50.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.28% | 31.28%-31.6pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $4,929 | $5,166-4.6% | $4,608+7.0% | $4,866+1.3% |
| Participant deferral / active EE | $5,491 | $6,423-14.5% | $6,026-8.9% | $5,352+2.6% |
| Admin fee / account holder | $436 | $9,516-95.4% | $8,175-94.7% | $9,541-95.4% |