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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,684 | $152,542+196.1% | $117,498+284.4% | $134,509+235.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -13.15% | 53.02%-66.2pp | 29.75%-42.9pp | 418.13%-431.3pp |
| Employer contribution / active EE | $514 | $5,574-90.8% | $4,178-87.7% | $4,741-89.2% |
| Participant deferral / active EE | $11,167 | $4,819+131.7% | $4,071+174.3% | $6,400+74.5% |
| Admin fee / account holder | $6,151 | $7,006-12.2% | $5,646+8.9% | $11,427-46.2% |