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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,672 | $99,652-22.1% | $78,778-1.4% | $147,586-47.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 16.00% | 47.28%-31.3pp | 35.62%-19.6pp | 578.59%-562.6pp |
| Employer contribution / active EE | $11,051 | $2,796+295.3% | $1,986+456.5% | $4,876+126.6% |
| Participant deferral / active EE | $3,986 | $3,664+8.8% | $2,958+34.7% | $5,439-26.7% |
| Admin fee / account holder | $1,243 | $7,155-82.6% | $5,134-75.8% | $10,886-88.6% |