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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,513 | $93,346-27.7% | $71,796-6.0% | $273,972-75.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 6.94% | 130.39%-123.4pp | 78.04%-71.1pp | 41.46%-34.5pp |
| Employer contribution / active EE | $7,343 | $2,733+168.7% | $1,924+281.6% | $4,869+50.8% |
| Participant deferral / active EE | $3,522 | $3,475+1.3% | $2,794+26.0% | $5,287-33.4% |
| Admin fee / account holder | $1,595 | $6,571-75.7% | $4,815-66.9% | $10,133-84.3% |