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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,767 | $29,716-84.0% | $56,077-91.5% | $80,925-94.1% |
| Participation rate | 59.5% | 41.7%+17.8pp | 52.5%+7.0pp | 67.7%-8.2pp |
| Annual return | 12.08% | 35.30%-23.2pp | 1709.28%-1697.2pp | 35.65%-23.6pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,040-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,005 | $1,228-18.2% | $1,954-48.6% | $4,299-76.6% |
| Admin fee / account holder | $193 | $2,432-92.1% | $2,825-93.2% | $6,940-97.2% |